Risk Assessment Strategies (RAS) is a managing general underwriting firm (MGU) located in South Windsor, Conn., just a few miles outside of Hartford, Conn. RAS specializes in employer medical stop loss.
RAS is wholly owned by American Independence Corp. (NASDAQ: AMIC), an insurance holding company specializing in employer medical stop loss and managed care. AMIC is affiliated with Independence Holding Company (NYSE: IHC). IHC is a holding company with more than $1.3 billion in total assets that is principally engaged in the health and life insurance business.